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Post by GameUsedTiger on Sept 1, 2012 6:59:29 GMT -6
Hopefully everyone is safe with little to no damage to their homes/collections...anyone take any extra protection for their collections...tips now may help others later.
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Post by GameUsedTiger on Sept 13, 2012 7:38:35 GMT -6
Dont everyone reply at once......lol......the only time i have left for a hurricane i actually took some of my most meaningful items with me....packed them up nice and safe......do the majority of you guys have any type of insurance on your collections?
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Post by theantiquetiger on Sept 13, 2012 17:39:30 GMT -6
Your homeowners should cover anything up to $2500 per item
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Post by GameUsedTiger on Sept 13, 2012 19:33:20 GMT -6
I know I have asked you this before but how ould they handle putting a value on certain items that you may have gotten at a lower price than current market value? Also would they have to know the estimated value of the item beforehand and have any pictures on file?
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Post by theantiquetiger on Sept 16, 2012 23:57:16 GMT -6
It is based on replacement value, not what you paid for it. You should make a catagorized list of everything you have and what you paid for it and/or replacement value.
If you have something one of a kind, take good pictures of it and possible value. Talk to your insurance agent about the items before something goes wrong. I would get them a copy of your items.
Like I said, check with your agent and see what they cover for an individual item. I have Statefarm and they cover up to $2500 an item. The only thing I currently own over that amount is my wife's ring, so we have a seperate policy for it. Its pretty cheap, about $25 a year.
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Post by theantiquetiger on Sept 16, 2012 23:59:49 GMT -6
I just thought about what I just posted. I forgot about my photograph of the first game. I paid $2000 for it with frame but I don't know what I should value it at for insurance.
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